Your Savings Deserve Better
Tired of money sitting in the bank earning 0.5%? Earn 9-12% yearly on stablecoins. No complicated trading. No wild price swings. Just steady, reliable yield.
Better than your bank
Make Your Idle Cash Work For You
Stablecoins are digital dollars — 1 USDC always equals $1. They give you the benefits of crypto (fast transfers, global access, high yield) without the price volatility.
Stable Value
Unlike Bitcoin or Ethereum, stablecoins maintain a steady $1 value — no wild swings
Earn 9-12% APY
Stop leaving money on the table — earn returns far exceeding any bank account
You Stay in Control
Non-custodial means your funds stay in your wallet. Perena never holds your money
Built on Solana
Fast transactions and fees under $0.01. Withdraw anytime, no waiting periods
Why settle for less?
What To Do With Money Sitting in the Bank
Your idle cash could be earning 18x more than traditional banking
Perena USD*
9-12%
Current APY
Centralized Exchange
4-5%
APY
Traditional Savings
0.5%
APY
*APY rates are variable and based on market conditions. Past performance does not guarantee future results. Perena is not a bank. Funds deposited are not FDIC insured and may be subject to loss.
Ready to Start Earning?
Choose your starting point and we will guide you step-by-step
As Seen On
Trusted by Thousands
Join a growing community making their money work harder
Why People Trust Perena
Audited Code
Smart contracts reviewed by leading security firms
Non-Custodial
You maintain full control of your assets at all times
Active Community
Join thousands of users earning yield on Solana
Instant Access
Deposit and withdraw anytime, no lock-ups
Frequently Asked Questions
Perena is non-custodial, meaning you always maintain control of your assets through your own wallet. We use battle-tested smart contracts on Solana, and our vaults employ institutional-grade risk management strategies. However, all DeFi carries smart contract risk — never deposit more than you can afford to lose.
Perena deploys your stablecoins across trusted DeFi protocols on Solana to generate yield from lending, liquidity provision, and other low-risk strategies. Our algorithms continuously optimize allocations to maximize returns while managing risk.
Perena charges a small performance fee on the yield earned (not your principal). There are no deposit or withdrawal fees from Perena — you only pay Solana network transaction fees, which are typically less than $0.01.
Yes! There are no lock-up periods. You can withdraw your principal plus any accrued yield at any time. Withdrawals are processed instantly on the Solana blockchain.
We support all major Solana wallets including Phantom, Solflare, Backpack, and Ledger hardware wallets. If your wallet supports Solana dApps, it should work with Perena.
No problem! Our "I'm New to This" guide walks you through everything from scratch — setting up your first wallet, buying stablecoins, and making your first deposit. It takes about 5-10 minutes total.